学进去

Money may not buy happiness, but it helps. Many teenagers want to learn how to manage money before going out into the world. 1.精明理财. This idea is raised by Dr. Mara Harvey, a money expert. The following are some of her tips.

Learn to make money. Ask parents or neighbors if you can do chores to make pocket money. These could include washing a car or taking the dog for a walk. Agree on the value of different jobs before you start. In this way, you can also improve your communication skills, which will help when you have a grown-up job, too.

Help your money grow. Money can’t grow if it’s sitting inside a piggy bank. Put your money in the bank and you can get interest (利息). 2.Save your money in the long run. One day you may feel surprised at how much money you have.

Make a plan. If you have a big event, such as a holiday coming up, it might mean you will need to spend more of your pocket money. 3.试着制定个支出和储蓄的计划. Write down how much money you have and what you are spending. Then it will help you take control of your money.

Spend your money wisely. Figure out how much you can reasonably spend each month. Spend your money on what you truly need. 4.Then try to cut down on spending. For example, rather than eating out, you can choose to cook at home.